Stearns County is making it easier for its residents to repair or replace failing septic systems. Through the Environmental Services Department, homeowners may be eligible for grant money or low-interest loans to help bring their systems into compliance.

This year, Stearns County has 10 grants available—each worth $10,000. To qualify for a grant, applicants must:

• Have a household income at or below $78,250 for 1–4 people or $103,300 for 5–8 people;

• Own and live on the property;

• Have the property listed as homesteaded.

In addition to grants, Stearns County has low-interest loans available. Unlike the grants, there are no income limits for the loan program. Loans carry a 3% interest rate and a 7-year repayment term. They can also be used to pay any remaining balance after grant funds are applied.

Both grants and loans can be used to finance the design, permitting, and installation of a compliant septic system. Funds are limited and will be awarded on a first-come, first-served basis.

Interested residents can find eligibility details and application forms online:

• Grants: stearnscountymn.gov/1730;

• Loans: stearnscountymn.gov/1660;

Residents can also contact Stearns County Environmental Services Department at (320) 656-3613. Funding is provided by the State of Minnesota through the Clean Water Partnership program with the Minnesota Pollution Control Agency.