Patriot News MN

NOTICE OF ASSESSMENT LIEN FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of West Oaks of Elk River Townhome Association (henceforth the “Declaration”) recorded in the office of the Recorder for Sherburne County, Minnesota on November 15, 2004, as Document No. 569575, which covers the following property:

Lot 33, Block 1, West Oaks Second Addition, CIC No. 52, Sherburne County, Minnesota

WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of November 23, 2015, from Lori Luginbill, title holder, to West Oaks of Elk River Townhome Association, a Minnesota non-profit corporation, the principal amount of Four Thousand, Three Hundred Thirty-nine and 75/100ths Dollars ($4,339.75) for assessments, late fees and related charges, plus assessments, collection costs, attorneys’ fees and other amounts will be incurred since said date, including costs of collection and foreclosure;

WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof;

WHEREAS, the owner has not been released from the financial obligation to pay said amount;

WHEREAS, pursuant to the Declaration and Minn. Stat. §515B.3-116(h), said debt created a lien upon said premises in favor of West Oaks of Elk River Townhome Association as evidenced by the lien statement recorded on November 13, 2015, in the office of the Sherburne County Recorder as Document No. 812464;

WHEREAS, pursuant to the power of sale granted by the owner(s) in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said county at the Sherburne County Sheriff’s Department, 13880 Business Center Drive, Elk River, MN, on January 21, 2016, at 10:00 o’clock a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys’ fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale.

The following information is provided pursuant to Minnesota Statutes Sections 580.025 and 580.04:

(1) Street Address of Property: 18419 Xerxes Street NW, Elk River, MN 55330

(2) Name of Transaction Agent, Residential Mortgage Servicer, Lender &/or Broker: N/A

(3)Tax Parcel Identification Number of the Property: 75-728-0166

(4) Transaction Agent’s Mortgage Identification Number, if known: N/A

(5) Name of Mortgage Originator, if stated on mortgage: N/A

(6) Date on which Occupant must vacate Property, if mortgage is not reinstated under Section 580.30 or property redeemed under 580.23: 11:59 p.m. on July 21, 2016. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

REDEMPTION NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 23, 2015

Lienor:

West Oaks of Elk River

Townhome Association

TOOHEY LAW FIRM, P.A.

By: /s/ Jennifer C. Toohey,

I.D. #343742

Attorneys for Lienor

By: Jennifer C. Toohey

Its: Attorney in Fact

11108 Zealand Avenue North,

Suite 203

Champlin, MN 55316

(763) 746-0845

THIS INSTRUMENT WAS DRAFTED BY:

TOOHEY LAW FIRM, P.A.

11108 Zealand Avenue North, Suite 203

Champlin, MN 55316

(763) 746-0845

File No. 8500.002

(Published in the Sherburne County Citizen: 11/28/15; 12/05/15; 12/12/15; 12/19/15; 12/26/15; 01/02/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

MORTGAGOR(S): Joshua K. Larson, a single person

MORTGAGEE: Homeservices Lending, LLC Series A d/b/a Edina Realty Mortgage, a Delaware limited liability company

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on November 7, 2007 as Document Number 662150 in the Office of the County Recorder of Sherburne County, Minnesota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $100,700.00

DATE OF MORTGAGE: October 26, 2007

DATE AND PLACE OF FILING: Recorded on November 7, 2007 as Document Number 662149 in the Office of the County Recorder of Sherburne County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $101,205.15

LEGAL DESCRIPTION OF PROPERTY:

Lot 5, Block 1, Haven`s 2nd Addition to Big Lake, Sherburne County, Minnesota

STREET ADDRESS OF PROPERTY: 361 ORMSBEE STREET SOUTH, BIG LAKE, MN 55309-9568

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR: Homeservices Lending, LLC Series A d/b/a Edina Realty Mortgage, a Delaware limited liability company

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 65-406-0115

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 21, 2016 at 10:00 AM

PLACE OF SALE: Sherburne County Sheriff’s Office, 13880 Highway 10, Elk River, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 21, 2016.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: November 25, 2015

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ *Curt N. Trisko, Esq.*

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(13-2594-FC02)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 11/28/15; 12/05/15; 12/12/15; 12/19/15; 12/26/15; 01/02/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

MORTGAGOR(S): Pamela J. Barney and John P. Barney, wife and husband

MORTGAGEE: Wells Fargo Bank, N.A.

ASSIGNMENTS OF MORTGAGE: Assigned to: None.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $149,600.00

DATE OF MORTGAGE: November 25, 2009

DATE AND PLACE OF FILING: Recorded on December 7, 2009 as Document Number 704880 in the Office of the County Recorder of Sherburne County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $141,245.99

LEGAL DESCRIPTION OF PROPERTY:

Lot 6, Block 2, Oakwood Estates, Sherburne County, Minnesota.

STREET ADDRESS OF PROPERTY: 16468 70TH ST SE, BECKER, MN 55308-8530

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR: Wells Fargo Bank, N.A.

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 05-435-0230

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: None

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 21, 2016 at 10:00 AM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: November 30, 2015

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ *Curt N. Trisko, Esq.*

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(15-1811-FC01)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/05/15; 12/12/15; 12/19/15; 12/26/15; 01/02/16; 01/09/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

MORTGAGOR(S): Gina Menard, unmarried woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Mortgage and Investment Consultants, a Minnesota corporation

ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association by assignment recorded on July 23, 2013 as Document Number 775069 in the Office of the County Recorder of Sherburne County, Minnesota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $171,000.00

DATE OF MORTGAGE: February 14, 2008

DATE AND PLACE OF FILING: Recorded on March 7, 2008 as Document Number 668687 in the Office of the County Recorder of Sherburne County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $205,282.98

LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 3, Elk Wynd Creek, Sherburne County, Minnesota.

STREET ADDRESS OF PROPERTY: 12099 39TH AVE SE, BECKER, MN 55308

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: Mortgage and Investment Consultants, a Minnesota corporation

RESIDENTIAL SERVICER: Seterus, Inc.

TAX PARCEL IDENTIFICATION NUMBER: 60-467-0312

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100371100000593399

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 28, 2016 at 10:00 AM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 4, 2015

FEDERAL NATIONAL

MORTGAGE

ASSOCIATION

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ *Curt N. Trisko, Esq.*

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(13-5072-FC03)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/12/15; 12/19/15; 12/26/15; 01/02/16; 01/09/16; 01/16/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

MORTGAGOR(S): Bernard Ruppert, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation, as nominee for The Business Bank, dba Prime Mortgage, a Minnesota banking corporation

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on September 9, 2015 as Document Number 809408 in the Office of the County Recorder of Sherburne County, Minnesota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,193.00

DATE OF MORTGAGE: February 29, 2012

DATE AND PLACE OF FILING: Recorded on March 26, 2012 as Document Number 746599 in the Office of the County Recorder of Sherburne County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $99,799.86

LEGAL DESCRIPTION OF PROPERTY: Lot 5, Block 1, Riverview Heights 3rd Addition, Sherburne County, Minnesota

STREET ADDRESS OF PROPERTY: 17981 SUNRISE CIRCLE NW, ELK RIVER, MN 55330

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: The Business Bank, dba Prime Mortgage, a Minnesota banking corporation

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 75-480-0110

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100103210000863059

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 28, 2016 at 10:00 AM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 4, 2015

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ *Curt N. Trisko, Esq.*

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(15-2055-FC01)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/12/15; 12/19/15; 12/26/15; 01/02/16; 01/09/16; 01/16/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

MORTGAGOR(S): April C. Kinney, a married woman

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Quicken Loans Inc., a Michigan corporation

ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association by assignment recorded on October 15, 2013 as Document Number 779670 in the Office of the County Recorder of Sherburne County, Minnesota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $235,100.00

DATE OF MORTGAGE: September 13, 2012

DATE AND PLACE OF FILING: Recorded on October 10, 2012 as Document Number 758486 in the Office of the County Recorder of Sherburne County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $266,177.16

LEGAL DESCRIPTION OF PROPERTY: Lot 2, Block 3, Marturano Meadows, Sherburne County, Minnesota.

STREET ADDRESS OF PROPERTY: 13412 4TH AVE S, ZIMMERMAN, MN 55398

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: Quicken Loans Inc., a Michigan corporation

RESIDENTIAL SERVICER: Seterus, Inc.

TAX PARCEL IDENTIFICATION NUMBER: 95-439-0304

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100039033094841750

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 4, 2016 at 10:00 AM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 9, 2015

FEDERAL NATIONAL

MORTGAGE

ASSOCIATION

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ *Curt N. Trisko, Esq.*

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(13-5011-FC02)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/12/15; 12/19/15; 12/26/15; 01/02/16; 01/09/16; 01/16/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

MORTGAGOR(S): Jamie S. Palmborg and Brenda J. Palmborg, husband and wife

MORTGAGEE: Union Planters Bank, N.A. dba Regions Mortgage

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A. by assignment recorded on April 21, 2008 as Document Number 671388 in the Office of the County Recorder of Sherburne County, Minnesota; thereafter assigned to Mortgage Electronic Registration Systems, Inc., as nominee for Federal National Mortgage Association by assignment recorded on September 7, 2010 as Document Number 718513 in the Office of the County Recorder of Sherburne County, Minnesota; thereafter assigned to Federal National Mortgage Association by assignment recorded on January 30, 2014 as Document Number 784058 in the Office of the County Recorder of Sherburne County, Minnesota.

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $158,000.00

DATE OF MORTGAGE: March 11, 2005

DATE AND PLACE OF FILING: Recorded on March 25, 2005 as Document Number 581374 in the Office of the County Recorder of Sherburne County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $178,471.95

LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), Block One (1), Strand Acres, Sherburne County, Minnesota.

STREET ADDRESS OF PROPERTY: 15879 214th Avenue NW, Elk River, MN 55330

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: Union Planters Bank, N.A. dba Regions Mortgage

RESIDENTIAL SERVICER: Seterus, Inc.

TAX PARCEL IDENTIFICATION NUMBER: 10-431-0170

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100013019134893109

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 28, 2016 at 10:00 AM

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: Jamie Scott Palmborg and Brenda Jean Palmborg

Dated: December 9, 2015

FEDERAL NATIONAL

MORTGAGE

ASSOCIATION

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ *Curt N. Trisko, Esq.*

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(14-0222-FC03)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/12/15; 12/19/15; 12/26/15; 01/02/16; 01/09/16; 01/16/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: September 13, 2007

MORTGAGOR: Michelle E. Robinson, a single person.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded September 25, 2007 Sherburne County Recorder, Document No. 659292.

ASSIGNMENTS OF MORTGAGE: Assigned to: Green Tree Servicing LLC now known as Ditech Financial LLC. Dated November 12, 2013 Recorded November 13, 2013, as Document No. 780916.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100226702000002037

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Citizens State Bank

RESIDENTIAL MORTGAGE SERVICER: Ditech Financial LLC f/k/a Green Tree Servicing LLC

MORTGAGED PROPERTY ADDRESS: 10874 181st Lane Northwest, Elk River, MN 55330

TAX PARCEL I.D. #: 75.655.0044

LEGAL DESCRIPTION OF PROPERTY:

Unit No. 44, Trout Brook Condominium, C.I.C No. 12

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $152,059.46

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 28, 2016 at 10:00 AM

PLACE OF SALE: Sherburne County Courthouse, 13880 Highway 10, Elk River, MN 55330 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 28, 2016 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: December 2, 2015

Ditech Financial LLC f/k/a Green Tree Servicing LLC

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

8 - 15-008947 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/12/15; 12/19/15; 12/26/15; 01/02/16; 01/09/16; 01/16/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 8/14/2014

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,319.00

MORTGAGOR(S): Daniel J. Knopik, A Single Man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Guaranteed Rate, Inc.

DATE AND PLACE OF FILING: 8/22/2014 as Document Number 791858 in the Office of the County Recorder, Sherburne County, Minnesota

ASSIGNMENT OF MORTGAGE: Assigned to Freedom Mortgage Corporation

DATE AND PLACE OF FILING: 9/8/2015 as Document Number 809375 in the Office of the County Recorder, Sherburne County, Minnesota

TAX PARCEL I.D. NO.: 75-404-0185

LEGAL DESCRIPTION OF PROPERTY: A portion of Lot 18 of Auditor's Subdivision Number 4, in the Village of Elk River, described as follows: Beginning on a line which is parallel to and 25 feet distant in a Northerly direction from the South line of said Lot 18, at a point which is 140 feet Easterly from the intersection of said first described line and the Westerly line of said Lot 18; thence Easterly along said first described line a distance of 70 feet; thence Northeasterly at right angles to said course to a point on the South line of Block 7 of the Village of Elk River; thence Westerly along said South line of Block 7, a distance of 70 feet; thence Southwesterly to the point of beginning, Sherburne County, Minnesota

ABSTRACT PROPERTY

STREET ADDRESS OF PROPERTY: 920 Lookout Place NW, Elk River, MN 55330

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Guaranteed Rate, Inc.

RESIDENTIAL MORTGAGE SERVICER: Freedom Mortgage Corporation

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100196399005836612

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $152,564.59

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all preforeclosure notice and acceleration requirements of said mortgage, and/or applicable statutes.

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne County, Minnesota at public auction as follows:

DATE AND TIME OF SALE: 2/17/2016 at 10:00AM

PLACE OF SALE: Sherburne County Sheriff’s Office, 13880 Business Center Dr., Elk River, MN 55330 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is 6 Months from the date of sale.

TIME AND DATE TO VACATE PROPERTY:

If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on 8/17/2016, or the next business day if 8/17/2016 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: 12/19/2015

Freedom Mortgage

Corporation,

Mortgagee/Mortgage

Assignee

Klatt, Augustine, Sayer, Treinen & Rastede, P.C.,

By Brian G. Sayer,

Attorney for Mortgagee/

Mortgage Assignee

925 E 4th St.,

Waterloo, IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(Published in the Sherburne County Citizen: 12/19/15; 12/26/15; 01/02/16; 01/09/16; 01/16/16; 01/23/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: July 31, 1998

MORTGAGOR: Mary B. Feia-Johnson, a single person.

MORTGAGEE: Midwest Minnesota Community Development Corporation.

DATE AND PLACE OF RECORDING: Recorded November 20, 1998 Sherburne County Recorder, Document No. 377426.

ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency. Dated July 31, 1998 Recorded January 13, 1999, as Document No. 381123.

TRANSACTION AGENT: NONE

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Midwest Minnesota Community Development Corporation

RESIDENTIAL MORTGAGE SERVICER: U.S. Bank National Association

MORTGAGED PROPERTY ADDRESS: 6285 Southeast US Highway 10, Saint Cloud, MN 56304

TAX PARCEL I.D. #: 254040250 and 254040240

LEGAL DESCRIPTION OF PROPERTY:

Lots Six (6) and Seven (7) in Block Two (2), in Boldt Knoll Addition, according to the plat and survey thereof now on file and of record in the office of the County Recorder in and for Sherburne County, Minnesota

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $37,600.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $27,763.11

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 4, 2016 at 10:00 AM

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 4, 2016 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 9, 2015

Minnesota Housing

Finance Agency

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/

Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

135 - 15-008868 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/19/15; 12/26/15; 01/02/16; 01/09/16; 01/16/16; 01/23/16.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: July 22, 2011

MORTGAGOR: Troy M. Lattimer and Tracy C. Lattimer, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded July 25, 2011 Sherburne County Recorder, Document No. 734564.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated May 13, 2013 Recorded May 28, 2013, as Document No. 771662.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100031200010762372

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wintrust Mortgage, a division of Barrington Bank and Trust Co., N.A.

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association

MORTGAGED PROPERTY ADDRESS: 21523 Hugh Lane, Big Lake, MN 55309

TAX PARCEL I.D. #: 655350320

LEGAL DESCRIPTION OF PROPERTY:

Lot 10, Block 3, Mitch K. Farms Second Addition

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,787.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $225,925.84

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 11, 2016 at 10:00 AM

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 11, 2016, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 15, 2015

JPMorgan Chase Bank,

National Association

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/

Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

30 - 15-009892 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/26/15; 01/02/16; 01/09/16; 01/16/16; 01/23/16; 01/30/16.)

MINNESOTA

SECRETARY OF STATE

AMENDMENT TO

ASSUMED NAME

Minnesota Statutes Chapter 333

The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable consumers to be able to identify the true owner of a business.

1. List the exact assumed name under which the business is or will be conducted:

Cedric’s PC Repair

2. Principal place of business. (A P.O. Box is unexceptable)

1562 12th Ave SE, Saint Cloud, MN 56304

3. List a mailing address if you cannot receive mail at the principal place of business address: n/a

4. List the name and complete street address of all persons conducting business under the above Assumed Name, OR if an entity, provide the legal corporate, LLC, or Limited Partnership name and registered office address. Attach additional sheet(s) if necessary.

Cedric Busch 1562 12th Ave SE, Saint Cloud, MN 56304

5. This certificate is an amendment of Certificate of Assumed Name File Number: 1739217-2 Originally filed on: 03/06/2006

6. I the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

Date: 11/19/2015

Signed: /s/ Cedric Busch

Cedric Busch, Owner

(Published in the Sherburne County Citizen: 01/02/16; 01/09/16.)