NOTICE OF SHERIFF’S MORTGAGE FORECLOSURE SALE BY PUBLIC AUCTION
Name of Mortgagor: Robert R. McGowen and Rebecca S. McGowen, husband and wife
Name of Mortgagee: North American Banking Company
Original Principal Amount
Secured by the Mortgage: $1,200,000
Date and Recording Information of Mortgage: September 1, 2005; Mortgage dated September 1, 2005, executed by Robert R. McGowen married to Rebecca S. McGowen as mortgagor, to North American Banking Company, as mortgagee, and recorded in the Office of the County Recorder for Sherburne County, Minnesota on September 1, 2005, as Document No. 598088, modified by that certain Modification of Mortgage dated July 31, 2008, and recorded in the Office of the County Recorder for Sherburne County, Minnesota on October 17, 2008, as Document No. 681572, and further modified by that certain Modification of Mortgage dated January 15, 2017, and recorded in the Office of the County Recorder for Sherburne County, Minnesota on March 8, 2017, as Document No. 835402. This foreclosure will be conducted in accordance with the Mortgage, related loan documents, applicable law, and that certain Voluntary Foreclosure Agreement between Mortgagor and Bank, dated September 13, 2018, and recorded in the Office of the County Recorder for Sherburne County, Minnesota on September 14, 2018, as Document No. 862123.
Amount Due as of October 2, 2018: $1,265,456.41 (which includes, without limitation, principal, interest, attorneys’ fees, and costs, all of which will continue to accrue).
Legal Description of Property: Outlot A, Big Lake Marketplace North, Sherburne County, Minnesota
Common Addresses and Tax Parcel Identification Numbers of Property: The real property has a common address of XXX 172nd Street NW, Big Lake, MN 55309. The tax parcel identification number is 65-543-0010.
Mortgage Origination And Servicer Information: There is no servicing agent. North American Banking Company originated the loan. There is no transaction agent. North American Banking Company’s address is 2230 Albert Street, Roseville, MN 55113. A person with knowledge of the loans and the Mortgage can be reached through the undersigned.
Time, Place, and Manner of Sale: 10:00 a.m. on November 6, 2018, at the Sherburne County Sheriff’s Office, 13880 Business Center Drive NW, Suite 100, Elk River, MN 55330
Non-Merger of Interests: Any purchase by the Mortgagee of the Property at the foreclosure sale and/or the Mortgagee’s obtaining title to the Property at the end of the redemption period shall not cause the lien of the Mortgage, or any other lien or interest in favor of the Mortgagee against or with respect to the Property to merge with fee title or any other interest acquired by the Mortgagee, or in any manner otherwise impair the security or priority of such liens or the Mortgagee’s rights and remedies under such liens and applicable law. To the contrary, the Mortgagee intends to reserve, and hereby expressly reserves, all of its rights and remedies with respect to such liens and interests.
Redemption: Mortgagor’s Redemption Period shall expire 2 months after the date of sale. Per Minn. Stat. § 582.32, subd. 5(c), each holder of a junior lien may redeem in the order and manner provided in Minn. Stat. § 582.32, subd. 9, beginning after the expiration of the mortgagor’s redemption period under Minn. Stat.§ 582.32, subd. 5(d).
Deficiency: The Mortgagee preserves the right to pursue any deficiency in the indebtedness in accordance with applicable law.
Dated: October 3, 2018
WINTHROP & WEINSTINE, P.A.
By: s/ Ian M. Rubenstrunk
Ian M. Rubenstrunk (#0397881)
Suite 3500
225 South Sixth Street
Minneapolis, Minnesota 55402
612-604-6400
Attorneys for Mortgagee
(Published in the Sherburne County Citizen: 10/06/18; 10/13/18; 10/20/18; 10/27/18.)
NOTICE OF MORTGAGE FORECLOSURE SALE DATE: October 4, 2018
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage: March 27, 2008.
2. Mortgagors: Kelly Perry FKA Kelly Sletten and Ross M. Perry, wife and husband.
3. Mortgagee: City-County Federal Credit Union, a United States corporation.
4. Recording information: Recorded on April 22, 2008, as Document No. 671455, in the Office of the County Recorder of Sherburne County, Minnesota.
5. Assignments of Mortgage, if any: None
INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of the mortgaged premises: 01-028-3218.
7. Legal description of the mortgaged premises:
That part of Government Lot One (1), Section Twenty-eight (28), Township Thirty-five (35), Range Twenty-six (26), Sherburne County, Minnesota, described as follows: Commencing at a point on the West line of said Section, 1505.90 feet North measured along said West line from the Southwest corner thereof; thence Easterly deflecting 88 degrees 32 minutes 30 seconds measured counter clockwise from said West line 1136.75 feet; thence deflect 114 degrees 53 minutes to the right 605.68 feet; thence deflect 45 degrees 53 minutes to the right 343.32 feet; thence deflect 98 degrees 10 minutes to the left 302.84 feet; thence deflect 24 degrees 20 minutes to the right on a line to be hereafter known as Line D a distance of 366.4 feet; thence deflect 87 degrees 48 minutes to the left to the shore of Cantlin Lake and the actual point of beginning of the land to be described; thence return along last described line to said Line D; thence Southwesterly along said Line D a distance of 65 feet; thence deflect 87 degrees 52 minutes to the left to the shore of said lake; thence Northeasterly along said shore line to the point of beginning, Sherburne County, Minnesota.
Check here if all or part of the described real property is Registered (Torrens) q
8. The physical street address, city, and zip code of the mortgaged premises: 28513 127th Street NW, Zimmerman, MN 55398.
OTHER FORECLOSURE DATA
9. The person holding the Mortgage: (check one)
q is a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
The name(s) of the transaction agent, residential mortgage servicer, and the lender or broker, as defined in Minn. Stat. 58.02, is/are [code].
The transaction agent’s mortgage identification number, if stated on the Mortgage, is ___________.
n is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat.02, is/are Wings Financial Credit Union, lender.
10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is City-County Federal Credit Union.
INFORMATION REGARDING FORECLOSURE
11. The requisites of Minn. Stat. 580.02 have been satisfied.
12. The original principal amount secured by the Mortgage was $25,000.00.
13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is $12,152.78.
14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne County, Minnesota, at public auction on November 27, 2018, 10:00 a.m., at the Sheriff’s Office, 13880 Business Center Drive, Suite 100, Elk River, Minnesota.
15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is twelve (12) months after the date of sale.
16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on November 27, 2019.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION AND ARE ABANDONED.
WINGS FINANCIAL CREDIT UNION,
Successor by Merger to
City-County Federal Credit
Union, Mortgagee
Name and address of Attorney for Mortgagee:
Peter B. Tiede (#245094)
TIEDE GRABARSKI PLLC
4770 White Bear Parkway,
Suite LL20
White Bear Lake, MN 55110
Telephone: (651) 964-2522
THIS IS A
COMMUNICATION FROM
A DEBT COLLECTOR.
(Published in the Sherburne County Citizen: 10/06/18; 10/13/18; 10/20/18; 10/27/18; 11/03/18; 11/10/18.)
City of Becker Ordinance No. 205, 2nd Series
AN ORDINANCE AMENDING CHAPTER 5, SECTION 5.20
The following official summary of the ordinance referred to has been approved by the City Council of Becker as clearly informing the public of the intent and effect of the amendments.
Chapter 5, Alcohol Beverages Licensing and Regulation
Section 5.20. Restrictions on Issuance
This ordinance eliminates the 500 feet distance requirement between a licensed liquor establishments and schools and churches.
A printed copy of the entire ordinance is available for inspection by any person at City Hall, Monday through Friday between the hours of 8:00 a.m. and 4:30 p.m.
This document hereby is made a part of this ordinance and is attached hereto.
Adopted this 2nd day of October, 2018
/s/ Tracy Bertram
Tracy Bertram, Mayor
Attest:
/s/ Julie Blesi
Julie Blesi, City Clerk
(Published in the Citizen-Tribune: 10/06/18.)
