Patriot News MN

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 8/28/2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $236,000.00

MORTGAGORS: Geremi Kruger and Amy Kruger, husband

and wife

MORTGAGEE: Bank of America, N.A.

DATE AND PLACE OF FILING: 8/31/2006 as Document Number 630467 in the Office of the County Recorder, Sherburne County, Minnesota

ASSIGNMENT OF MORTGAGE: Assigned to Ventures Trust 2013-I-H-R by MCM Capital Partners, LLC its Trustee

DATE AND PLACE OF FILING: 2/24/2014 as Document Number 784811 in the Office of the County Recorder, Sherburne County, Minnesota

TAX PARCEL I.D. NO.: 304230405

LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 4, Fox Hollow Second Addition

ABSTRACT PROPERTY

STREET ADDRESS OF PROPERTY: 25682 142nd Street NW, Zimmerman, MN 55398

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Bank of America, N.A.

RESIDENTIAL MORTGAGE SERVICER: BSI Financial Services

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $268,356.76

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes.

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne, Minnesota at public auction as follows:

DATE AND TIME OF SALE: 12/11/2014 at 10:00 a.m.

PLACE OF SALE: Sherburne Sheriff’s Office, 13880 Business Center Dr., Elk River, MN 55330 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY:

If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on 06/11/2015, or the next business day if 06/11/2015 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: 10/25/2014

Ventures Trust 2013-I-H-R

by MCM Capital Partners,

LLC its Trustee,

Mortgagee/ Mortgage

Assignee

Klatt, Odekirk, Augustine, Sayer, Treinen & Rastede,

P.C., By Brian G. Sayer,

Attorney for Mortgagee/Mortgage Assignee

925 E 4th St.,

Waterloo, IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(Published in the Sherburne County Citizen: 10/25/14; 11/01/14; 11/08/14; 11/15/14; 11/22/14; 11/29/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 11, 2008

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $103,347.00

MORTGAGOR(S): Kevin Murray Jr. and Kathleen Murray, husband and wife

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF FILING: Filed September 18, 2008, Sherburne County Recorder; Document No. 680187

ASSIGNMENTS OF MORTGAGE: Assigned to: None

LEGAL DESCRIPTION OF PROPERTY:

Lot 1, Block 1, South Side Villas, CIC No. 45, Sherburne County, Minnesota

STREET ADDRESS OF PROPERTY: 12785 8th Ave. South, Zimmerman, MN 55398-8342

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $124,753.93

TRANSACTION AGENT:

None

NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Bank, N.A.

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 95-452-0102

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): None

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 18, 2014 at 10:00 a.m.

PLACE OF SALE: Sherburne County Sheriff’s office, 13880 Highway 10, Elk River, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on June 18, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: October 23, 2014

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

*Curt N. Trisko, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(WF1093)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

Published in the Sherburne County Citizen: 10/25/14; 11/01/14; 11/08/14; 11/15/14; 11/22/14; 11/29/14.)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTIFICATION OF THE ORIGINAL CREDITOR WITHIN THE TIME PERIOD PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the mortgage dated September 27, 2007, executed by Daniel L. Burke and Chante V. Burke, husband and wife, as mortgagors, to TCF National Bank, a national banking association, as mortgagee, recorded in the office of the County Recorder of Sherburne County, Minnesota, on October 10, 2007, as Document No. 660395, which mortgage conveyed and mortgaged the following described property, situated in the County of Sherburne and State of Minnesota, which property has a street address of 634 Driftwood Circle, Big Lake, Minnesota 55309, and tax identification number 654510660:

Lot 6, Block 6, Habitat 1st Addition, Sherburne County, Minnesota

That the original principal amount secured by said mortgage was $185,000.00; that there has been compliance with any condition precedent to acceleration of the debt secured by said mortgage and foreclosure of said mortgage required by said mortgage, any note secured thereby, or any statute; that no action or proceeding has been instituted at law to recover the debt remaining secured by said mortgage, or any part thereof; that there is claimed to be due upon said mortgage and is due thereon at the date of this notice, the sum of $215,305.25 in principal and interest.

That by virtue of the power of sale contained in said mortgage, the said mortgage will be foreclosed by the sale of the above described premises with appurtenances, which said sale will be made by the Sheriff of Sherburne County, Minnesota, at the Sheriff's office in 13880 Business Center Drive , Elk River, Minnesota, on December 17, 2014, at 10:00 o'clock a.m., at public auction to the highest bidder, to pay the amount then due on said mortgage, together with the costs of foreclosure, including attorneys' fees as allowed by law, in accordance with the provisions of said mortgage. The time allowed by law for redemption by the mortgagors, their personal representatives or assigns, is six (6) months from the date of said sale.

MORTGAGORS RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on June 17, 2015, unless the foreclosure is postponed pursuant to Minn. Stat. §580.07, or the redemption period is reduced to five (5) weeks under Minn. Stat. §582.032.

THIS IS AN ATTEMPT TO COLLECT A DEBT BY A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

DATED: November 1, 2014.

TCF National Bank

FOLEY & MANSFIELD, P.L.L.P.

By: Karl K. Heinzerling

Atty. No. 142475

Attorneys for Mortgagee

250 Marquette Avenue

Suite 1200

Minneapolis, Minnesota 55401

(Published in the Sherburne County Citizen: 11/01/14; 11/08/14; 11/15/14; 11/22/14; 11/29/14; 12/06/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 13, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00

MORTGAGOR(S): George R. McFadden, an unmarried man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Paragon Home Lending, LLC, a Wisconsin limited liability company

DATE AND PLACE OF FILING: Recorded on September 22, 2006 as Document Number 632357 in the Office of the County Recorder of Sherburne County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Federal National Mortgage Association ("Fannie Mae") by assignment recorded on October 27, 2014 as Document Number 794821 in the Office of the County Recorder of Sherburne County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY:

Lot Twenty-eight (28), Block One (1), Cedar Cove Second Addition, together with an easement over and across a strip of land 35 feet in width, said strip being parallel and adjacent to the Northerly boundary line of Lot Eight (8) and across said Lot Eight (8) of Cedar Cove, a platted subdivision according to the plat and survey thereof on file and of record in the Office of the County Recorder in and for Sherburne County, Minnesota, for purposes of ingress to and egress from Elk Lake, which rights shall be shared in common with others, Sherburne County, Minnesota.

STREET ADDRESS OF PROPERTY: 7246 100TH AVE SE, CLEAR LAKE, MN 55319

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $201,579.72

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR (LENDER): Paragon Home Lending, LLC, a Wisconsin limited liability company

RESIDENTIAL SERVICER: Seterus, Inc.

TAX PARCEL IDENTIFICATION NUMBER: 20-414-0156

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): 100200700000613308

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 8, 2015 at 10:00 am

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 8, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: November 6, 2014

FEDERAL NATIONAL

MORTGAGE

ASSOCIATION

("FANNIE MAE")

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

*Curt N. Trisko, Esq.*

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(14-2028-FC01)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 11/08/14; 11/15/14, 11/22/14; 11/29/14; 12/06/14; 12/13/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: March 19, 2007

MORTGAGOR: Corey L. Callison and Tina J. Callison, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded March 30, 2007 Sherburne County Recorder, Document No. 646502.

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America N.A. successor by merger to BAC Home Loans Servicing LP f/k/a Countrywide Home Loans Servicing LP. Dated May 11, 2009 Recorded May 28, 2009, as Document No. 693618 and by Document Dated April 13, 2012 Recorded April 19, 2012 by Document No. 747822. And thereafter assigned to: EverBank. Dated August 5, 2013 Recorded September 9, 2013, as Document No. 777762. And thereafter assigned to: Green Tree Servicing LLC. Dated April 15, 2014 Recorded May 15, 2014, as Document No. 787664.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100039276658639777

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Magnus Financial Corporation

RESIDENTIAL MORTGAGE SERVICER: Green Tree Servicing LLC

MORTGAGED PROPERTY ADDRESS: 26377 10th Street West, Zimmerman, MN 55398

TAX PARCEL I.D. #: 95-430-0220

LEGAL DESCRIPTION OF PROPERTY:

Lot 10, Block 2, Forest Oaks Third Addition

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $138,800.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $147,181.07

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 21, 2015 at 10:00 AM

PLACE OF SALE: Sherburne County Courthouse, 13880 Highway 10, Elk River, MN 55330 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21,2015 unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: November 4, 2014

Green Tree Servicing LLC

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

8 - 14-007050 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 11/15/14; 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: July 2, 2012

MORTGAGOR: Matthew Heying, a single man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded August 30, 2012 Sherburne County Recorder, Document No. 755977.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association. Dated October 30, 2013 Recorded November 5, 2013, as Document No. 780577.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100867112911005968

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Mortgage & Equity Consultants, Inc.

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association

MORTGAGED PROPERTY ADDRESS: 25655 100th Street Northwest, Zimmerman, MN 55398

TAX PARCEL I.D. #: 304030126

LEGAL DESCRIPTION OF PROPERTY:

Lot 13, Block 1, West Hunter Lake Addition

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $91,734.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $93,020.78

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 21, 2015 at 10:00 AM

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: November 7, 2014

JPMorgan Chase Bank,

National Association

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

30 - 14-007379 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 11/15/14; 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: February 12, 2007

MORTGAGOR: Keith Wilson, unmarried man.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for American Brokers Conduit.

DATE AND PLACE OF RECORDING: Recorded March 8, 2007 Sherburne County Recorder, Document No. 644788.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc.. Dated August 27, 2012 Recorded September 21, 2012, as Document No. 757318 and also by document Dated October 1, 2012 Recorded October 2, 2012 as Document No. 757941. And thereafter assigned to: US BANK NATIONAL ASSOCIATION AS TRUSTEE FOR CMALT REMIC SERIES 2007-A5 - REMIC PASS-THROUGH CERTIFICATES SERIES 2007-A5. Dated February 27, 2014 Recorded March 12, 2014, as Document No. 785357.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100024200015895481

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: American Brokers Conduit

RESIDENTIAL MORTGAGE SERVICER: CitiMortgage, Inc.

MORTGAGED PROPERTY ADDRESS: 1202 11th Avenue Southeast, Saint Cloud, MN 56304

TAX PARCEL I.D. #: 85.413.28.35

LEGAL DESCRIPTION OF PROPERTY:

Lot Seven (7), Block Two Hundred Twenty-eight (228) Waite's Addition to East St. Cloud, Sherburne County, Minnesota

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $132,800.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $144,282.38

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 21, 2015 at 10:00 AM

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on July 21, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: November 7, 2014

U.S. Bank National

Association, as Trustee

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

10 - 14-006999 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 11/15/14; 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 07/25/2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,270.10

MORTGAGOR(S): Ben Strom and Andrea Strom, H/W, Husband and Wife as J/T

MORTGAGEE: ¬Beneficial Loan and Thrift Co.

DATE AND PLACE OF FILING: 08/02/2007 as Document Number 655816 in the Office of the County Recorder, Sherburne County, Minnesota

ASSIGNMENT OF MORTGAGE: Assigned to U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust

DATE AND PLACE OF FILING: 10/07/2014 as Document Number 788185 in the Office of the County Recorder, Sherburne County, Minnesota

TAX PARCEL I.D. NO.: 65-481-0738

LEGAL DESCRIPTION OF PROPERTY: REAL PROPERTY IN SHERBURNE COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS:

LOT 19, BLOCK 7, LAKE RIDGE THIRD ADDITION, SHERBURNE, COUNTY, MINNESOTA.

ABSTRACT PROPERTY

TAX MAP OR PARCEL ID NO.: 65-481-0738

ABSTRACT

STREET ADDRESS OF PROPERTY: 4295 Lake Ridge Drive, Big Lake, MN 55309

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Beneficial Loan and Thrift Co. RESIDENTIAL MORTGAGE SERVICER: Caliber Home Loans, Inc.

TRANSACTION AGENT: None

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $370,792.76

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne Minnesota at public auction as follows:

DATE AND TIME OF SALE: 01/08/2015 at 10:00 AM

PLACE OF SALE: Sherburne Sheriff’s Office, 13880 Business Center Dr., Elk River, MN 55330, to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY:

If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on 07/08/2015, or the next business day if 07/08/2015 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: 11/22/2014

U.S. Bank Trust, N.A.,

as Trustee for LSF8

Master Participation Trust,

Mortgagee/Mortgage

Assignee

Klatt, Odekirk, Augustine, Sayer, Treinen & Rastede,

P.C., By Brian G. Sayer,

Attorney for Mortgagee/

Mortgage Assignee

925 East 4th Street

Waterloo, IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14; 12/27/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: January 31, 2008

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $351,016.00

MORTGAGOR(S): Willard M. Lorette III, unmarried

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF FILING: Recorded on February 11, 2008 as Document Number 667176 in the Office of the County Recorder of Sherburne County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: None.

LEGAL DESCRIPTION OF PROPERTY:

The land referred to in this policy is situated in the State of MN, County of SHERBURNE, City of CLEAR LAKE and described as follows:

All that part of Government Lot 2 of Section 28, Township 35 North, Range 29 West Sherburne County, Minnesota, described as follows:

Commencing at the Northeast corner of the NW1/4 of SE1/4 of said Section 28, said Northeast corner also being the Southerly extension of the West line of Government Lot 1 in said Section 28 to its intersection with the South line of said Government Lot 2; thence West along the South line of said Government Lot 2 a distance of 211.94 feet; thence North 48 degrees 46 minutes East a distance of 243.78 feet to a point hereinafter designated as point "A"; thence East parallel with the South line of said Government Lot 2 to the Shore of Briggs Lake and the actual point of beginning of the tract to be described; thence returning along the last named course to a point 150 feet West of said point "A"; thence North 33 degrees 31 minutes 45 seconds East a distance of 190 feet; thence South 77 degrees 09 minutes 10 seconds East a distance of 303 feet, more or less, to the shore of Briggs Lake; thence Southwesterly along said shore line to the point of beginning.

STREET ADDRESS OF PROPERTY: 5151 99TH AVENE SE, CLEAR LAKE, MN 55319-9526

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $359,545.06

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Bank, N.A.

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 40-028-1430

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): None

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 22, 2015 at 10:00 am

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 22, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

Dated: November 14, 2014

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Curt N. Trisko, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(14-2178-FC01)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14; 12/27/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 30, 2010

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $211,801.00

MORTGAGOR(S): James H. Tribble and Barbara D. Tribble, husband and wife, as joint tenants

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF FILING: Recorded on July 8, 2010 as Document Number 715407 in the Office of the County Recorder of Sherburne County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: None.

LEGAL DESCRIPTION OF PROPERTY:

That part of the Northeast Quarter of Northwest Quarter of Section 27, Township 34, Range 26, Sherburne County, Minnesota, described as commencing at the point of intersection of the East line of the right-of-way of U.S. Highway Number 169, as presently located and established, with the North line of said Northeast Quarter of the Northwest Quarter; thence East along the North line of said Northeast Quarter of the Northwest Quarter a distance of 360 feet; thence South at right angles a distance of 360 feet to a point to be hereafter known as point "A" for the purposes of this description: thence West parallel with said North line of the Northeast Quarter of the Northwest Quarter to Intersect said East line of the right-of-way of U.S. Highway Number 169 at the actual point of beginning of the land to be hereby described; thence return East along said parallel line to said point "A"; thence South at right angles a distance of 409.01 feet; thence West parallel with said North line of the Northeast Quarter of the Northwest Quarter to intersect said East line of the right-of-way of U.S. Highway Number 169; thence Northeasterly along said East line of said right-of-way to the point of beginning.

STREET ADDRESS OF PROPERTY: 11697 245th Ave NW, Zimmerman, MN 55398-8704

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $225,530.62

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Bank, N.A.

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 30.027.2115

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): None

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 22, 2015 at 10:00 am

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on February 26, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: JAMES H. TRIBBLE AND BARBARA D. TRIBBLE

Dated: November 14, 2014

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Curt N. Trisko, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(13-1388-FC02)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14; 12/27/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 30, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $218,000.00

MORTGAGOR(S): Lori Tibbetts, a single person and Nathan Gatewood, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Equity Source Mortgage, Inc., a Minnesota Corporation

DATE AND PLACE OF FILING: Recorded on August 17, 2007 as Document Number 657000 in the Office of the County Recorder of Sherburne County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on January 29, 2013 as Document Number 765185 in the Office of the County Recorder of Sherburne County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY:

Lot 4, Block 4, Marturano Meadows Second Addition, Sherburne County, Minnesota.

STREET ADDRESS OF PROPERTY: 25925 16th Street West, Zimmerman, MN 55398

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $298,210.99

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc., a Delaware corporation

NAME OF MORTGAGE ORIGINATOR (LENDER): Equity Source Mortgage, Inc., a Minnesota Corporation

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 95-448-0408

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): 100060677002856748

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 15, 2015 at 10:00 am

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 15, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: November 17, 2014

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Curt N. Trisko, Esq.

*Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(13-5707-FC02)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14; 12/27/14.)

SUMMONS

STATE OF MINNESOTA

COUNTY OF SHERBURNE

DISTRICT COURT

TENTH JUDICIAL DISTRICT

CASE TYPE: CIVIL

COURT FILE NO.

71-CV-14-1558

Douglas Schwarzkopf,

Plaintiff,

vs.

Joyce Schwarzkopf and Milton Schwarzkopf, husband and wife, together with any and all unknown heirs, successors and assigns of any of the above Defendants, now deceased, and all other persons unknown claiming any right, title, estate, interest or lien in the real estate described In the Complaint herein,

Defendants.

THIS SUMMONS IS DIRECTED TO THE ABOVE·NAMED DEFENDANTS.

1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though It may not yet be filed with the Court and there may be no court file number on this Summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at:

Reichert Wenner, P.A.

P.O. BOX 1556

St. Cloud, MN 56302

3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITIEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for In the Complaint. If you do not want to contest the claims stated In the Complaint, you do not need to respond. A default Judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Sherburne County, State of Minnesota, legally described as follows:

The East One-half (E1/2) of the Southeast Quarter (SE1/4) of Section 18, Township 35, Range 28, less and except:

The West 363 feet of the South 600 feet, as measured at right angles to the Westerly and Southerly lines, subject to right-of-way and public cartway described at Document No. 235359, containing 76 acres, more or less.

The object of this action is to determine ownership of the real property identified

Dated: October 24, 2014

REICHERT WENNER, P.A.

/s/ Robert H. Wenner, #115873

Attorney for Plaintiff

616 Roosevelt Road, Suite 100

P.O. Box 1556

St. Cloud, MN 56302-1556

(320) 262-7600

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14; 12/06/14.)

MINNESOTA

SECRETARY OF STATE

CERTIFICATE OF

ASSUMED NAME

Minnesota Statutes Chapter 333

The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable customers to be able to identify the true owner of a business.

ASSUMED NAME:

Evan Cobb Photography

PRINCIPAL PLACE OF BUSINESS:

11445 Brenda Blvd, Becker, MN 55308 USA

NAMEHOLDER(S):

Evan T. Cobb

Address: 11445 Brenda Blvd, Becker, MN 55308 USA

By typing my name, I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

SIGNED: Evan Cobb

MAILING ADDRESS: None Provided

EMAIL FOR OFFICIAL NOTICES:

evancobbphotography@gmail.com

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14.)

MINNESOTA

SECRETARY OF STATE

CERTIFICATE OF

ASSUMED NAME

Minnesota Statutes Chapter 333

ASSUMED NAME:

Ever Venture

PRINCIPAL PLACE OF BUSINESS:

10084 191st Ave NW, Elk River, MN 55330 USA

NAMEHOLDER(S):

Brady Foster

Address: 10084 191st Ave NW, Elk River, MN 55330 USA

SIGNED: Cheyenne Mosely

MAILING ADDRESS: None provided

EMAIL FOR OFFICIAL NOTICES:

onlinefilings@legalzoom.com

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14; 12/06/14.)

NOTICE OF ASSESSMENT

LIEN FORECLOSURE SALE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Woods at Elk River Station Association, (hereinafter the ADeclaration@) recorded in the office of the County Recorder of Sherburne County, Minnesota on December 30, 2003, as Document No. A537145, which covers the following property:

Legal Description: Unit No. 2501, Woods at Elk River Station, CIC No. 46

Property Address: 17149 Olson Court NW, Elk River, Minnesota 55330

PID: 75-719-2501

THAT pursuant to said Declaration, there is claimed to be due and owing as of October 31, 2014, from Debra J. Mortensen, title holder, to Woods at Elk River Station Association, a Minnesota non-profit corporation, the amount of $2,728, plus additional assessments and other amounts that may have accrued since the date of this notice, including the costs of collection and foreclosure;

THAT prior to the commencement of this foreclosure proceeding, Lienor complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said lien, or any part thereof;

THAT the owner has not been released from her financial obligation to pay said amount;

THAT pursuant to Minn. Stat. ' 515B.3-116, said debt creates a lien upon said premises in favor of Woods at Elk River Station Association, as evidenced by a lien statement dated September 25, 2014, and recorded on October 14, 2014, in the office of the Sherburne County Recorder as Document No. 794253;

THAT pursuant to the power of sale granted by the owners in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said County at the Sherburne County Sheriff=s Office, 13880 Business Center Drive NW, in the City of Elk River, County Sherburne, State of Minnesota, on January 14, 2015, at 10 a.m., at public auction to the highest bidder, for cash, to pay the amount then due. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale.

DATE TO VACATE PROPERTY: The date on or before which the owner must vacate the property if the account is not brought current or the property redeemed under Minn. Stat. ' 580.23 is July 14, 2015. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

REDEMPTION NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE OWNER, THE OWNER’S PERSONAL REPRESENTATIVE OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

WOODS AT ELK RIVER

STATION ASSOCIATION,

Lienor

Dated: October 31, 2014

By /s/ Thomas P. Carlson

Thomas P. Carlson (024871X)

Carlson & Associates, Ltd.

1052 Centerville Circle

Vadnais Heights, MN 55127

(651) 287-8640

ATTORNEY FOR WOODS AT ELK RIVER STATION ASSOCIATION

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14; 12/27/14.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 3, 2009

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: 306,267.00

MORTGAGOR(S): James Glenn Powell, Lael Ann Powell,

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for Franklin American Mortgage Company

DATE AND PLACE OF FILING: September 15, 2009 as Document Number 700461 in the Office of the County Recorder, Sherburne County, Minnesota

TAX PARCEL I.D. NO.: 75-608-0028

LEGAL DESCRIPTION OF PROPERTY: LOT 14, BLOCK 2, CHERRYWOOD HILLS, SHERBURNE COUNTY MINNESOTA. ABSTRACT PROPERTY

STREET ADDRESS OF PROPERTY: 12293 194th Avenue Northwest, Elk River, MN 55330

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Franklin American Mortgage Company

RESIDENTIAL MORTGAGE SERVICER: Carrington Mortgage Services, LLC

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: 387,824.62

Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne, Minnesota at public auction as follows:

DATE AND TIME OF SALE: 1/22/2015 at 10:00 AM

PLACE OF SALE: Sherburne Sheriff`s Office, 13880 Business Center Dr, Elk River, MN 55330 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.

The time allowed by law for redemption by said Mortgagor(s) or Mortgagor`s personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY:

Minnesota Statute 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgage must vacate the property if the mortgage is no reinstated under section 580.30 or the property redeemed under section 580.23." If the statute applies, the time to vacate the property is 11:59 p.m. on July 22, 2015, or the next business day if July 22, 2015falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR`S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 19, 2014

The Wirbicki Law Group LLC,

By Kelly Mandelstein,

Attorneys for Mortgagee/

Mortgage Assignee

33 W. Monroe St.

Suite 1140

Chicago, IL 60603

Kelly Mandelstein

MN Bar No. 0390198

The Wirbicki Law Group LLC

Attorney for Plaintiff

33 W. Monroe St.

Suite 1140

Chicago, IL 60603

Phone: 855-891-6777

Fax: 312-572-7823

WN13-0110

pleadings.mn@wirbickilaw.com

"THIS IS A COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE."

(Published in the Sherburne County Citizen: 11/22/14; 11/29/14; 12/06/14; 12/13/14; 12/20/14; 12/27/14.)

NOTICE OF AND ORDER

FOR HEARING ON

PETITION FOR FORMAL

PROBATE OF WILL AND

APPOINTMENT OF

PERSONAL

REPRESENTATIVE AND

NOTICE TO CREDITORS

STATE OF MINNESOTA

COUNTY OF SHERBURNE

DISTRICT COURT

TENTH JUDICIAL DISTRICT

PROBATE DIVISION

Court File No.: 71-PR-14-86

In Re: Estate of

Joanna Mae Sheets,

Decedent.

It is Ordered and Notice is given that on January 22, 2015 at 1:00 pm, a hearing will be held in this Court at the Sherburne County Government Center, 13880 Highway 10, Elk River, Minnesota 55330-4608, for the formal probate of an instrument purporting to be the decedent's Will dated May 25, 2014, and for the appointment of Clifford Daniel Sheets, whose address is 10201 222nd St. E., Lakeville, Minnesota 5S044, as personal representative of the estate of the decedent in an unsupervised administration.

Any objections to the petition must be raised at the hearing or filed with the Court prior to the hearing. If the petition is proper and no objections are filed or raised, the personal representative will be appointed with the full power to administer the estate, including the power to collect all assets; pay all legal debts, claims, taxes, and expenses; sell real and personal property; and do all necessary acts for the estate.

Notice is also given that subject to Minn. Stat. § 524.3·801, all creditors having claims against the decedent's estate are required to present the claims to the personal representative or to the Court within four (4) months after the date of this notice or the claims will be barred.

BY THE COURT

Dated: 11-19-14

Patricia A. Kuka

Court Administrator

By: /s/ Erin Boettcher

Eric Boettcher

Deputy Court Administrator

Sherburne County

Elk River, MN

Joseph M. Flanders

(MN# 0392737)

Flanders Law Firm, PLLC

2600 Eagan Woods Drive

Suite 270

Eagan, Minnesota 55121

Telephone: (612) 424-0398

Facsimile: (952) 223-1143

(Published in the Sherburne County Citizen: 11/29/14; 12/06/14.)

NOTICE AND ORDER FOR

HEARING ON PETITION

FOR FORMAL

ADJUDICATION OF

INTESTACY,

DETERMINATION OF

HEIRSHIP, APPOINTMENT

OF PERSONAL

REPRESENTATIVE AND

NOTICE TO CREDITORS

STATE OF MINNESOTA

COUNTY OF SHERBURNE

TENTH JUDICIAL DISTRICT

DISTRICT COURT

PROBATE DIVISION

Court File No.: 71-PR-14-137

Estate of

Jon Loren Gibbons,

a/k/a/ Jon L. Gibbons,

a/k/a Jon Gibbons,

Decedent.

It is Ordered and Notice is given that on January 8, 2015 at 1:00 pm, a hearing will be held in this Court at 13880 Highway 10, Elk River, Minnesota 55330, for the adjudication of intestacy and determination of heirship of the Decedent, and for the appointment of Zachery E. Gibbons, whose address is 25465 104th Street NW, Zimmerman, MN 55398, as personal representative of the Estate of the Decedent in an UNSUPERVISED administration. Any objections to the petition must be filed with the court prior to or raised at the hearing. If proper and if no objections are filed or raised, the personal representative will be appointed with full power to administer the Estate, including the power to collect all assets, to pay all legal debts, claims, taxes and expenses, to sell real and personal property, and do all necessary acts for the Estate.

Notice is also given (that subject to Minn. Stat. § 524.3·801) all creditors having claims against the Estate are required to present the claims to the Personal Representative within four months after the date of this Notice or the claims will be barred.

BY THE COURT

Dated: 11-18-14

Patricia A. Kuka

Court Administrator

Attorney for Petitioner

Charles M. Schiff

Charles M. Schiff, Attorney at Law

925 South First Street

St. Cloud, MN 56301

Attorney License NO: 0096647

Telephone: (320) 259-0699

Facsimile: (320) 253-5105