Patriot News MN

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 17, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $181,202.00

MORTGAGOR(S): Richard W. Snyder, a married person

MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

DATE AND PLACE OF FILING: Recorded on March 9, 2004 as Document Number 543555 in the Office of the County Recorder of Sherburne County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: None.

LEGAL DESCRIPTION OF PROPERTY:

Lot Three (3), Block One (1), Orono Lake 2nd Addition, Sherburne County, Minnesota

STREET ADDRESS OF PROPERTY: 18279 CONCORD ST NW, ELK RIVER, MN 55330

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,992.91

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 75.476.0130

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): None

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 19, 2015 at 10:00 am

PLACE OF SALE: Sherburne County Sheriff’s office, 13880 Highway 10, Elk River, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 19, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: December 22, 2014

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

*Curt N. Trisko, Esq.*

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(14-0783-FC01)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/27/14; 01/03/15; 01/10/15; 01/17/15; 01/24/15; 01/31/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: January 8, 2007

MORTGAGOR: Christopher Rivers and Christina Rivers, Husband and Wife as joint Tenants.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Filed March 23, 2007, Sherburne County Registrar of Titles, Document No. 40112 on Certificate of Title No. 7640.0.

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, On Behalf of the Certificateholders, Mortgage Pass-through Certificates, Mana Series 2007-OAR2. Dated May 13, 2010 Filed May 14, 2010 , as Document No. 44514. And thereafter assigned to: HSBC Bank USA, National Association, as Trustee for the Holders of Merrill Lynch Mortgage Investors, Inc., Mortgage Pass-through Certificates, MANA Series 2007-OAR2. Dated August 12, 2011 Filed October 22, 2012, as Document No. 47850. And thereafter assigned to: Nationstar Mortgage, LLC. Dated June 23, 2014 Filed July 3, 2014 , as Document No. 50153. And thereafter assigned to: HSBC Bank USA, National Association as Trustee for Merrill Lynch Mortgage Investors, Inc., Mortgage Pass-Through Certificates, MANA Series 2007-OAR2. Dated November 19, 2014, Filed November 25, 2014, as Document No. 50555.

Said Mortgage being upon Registered Land.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001337-0001928763-3

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Countrywide Bank, N.A.

RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage LLC

MORTGAGED PROPERTY ADDRESS: 459 Shannon Drive, Big Lake, MN 55309

TAX PARCEL I.D. #: 65.515.0526

LEGAL DESCRIPTION OF PROPERTY:

Lot 13, Block 5, Wrights Crossing Second Addition, Sherburne County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $212,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $306,774.62

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 19, 2015 at 10:00 AM

PLACE OF SALE: Sherburne County Courthouse, 13880 Highway 10, Elk River, MN 55330 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys' fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on August 19, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: December 16, 2014

HSBC Bank USA, National

Association, as Trustee

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

21 - 14-003643 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 12/27/14; 01/03/15; 01/10/15; 01/17/15; 01/24/15; 01/31/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 23, 2011

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $233,160.00

MORTGAGOR(S): Chad D. Nelson, an unmarried man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Envoy Mortgage, Ltd., a Texas Corporation

DATE AND PLACE OF FILING: Recorded on October 5, 2011 as Document Number 737744 in the Office of the County Recorder of Sherburne County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on March 13, 2012 as Document Number 745902 in the Office of the County Recorder of Sherburne County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY:

Lot 1, Block 8, Marturano Woods, Sherburne County, Minnesota

STREET ADDRESS OF PROPERTY: 25656 20TH STREET WEST, ZIMMERMAN, MN 55398

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $228,582.26

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR (LENDER): Envoy Mortgage, Ltd., a Texas Corporation

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 95.450.0802

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): 100273840606012398

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 19, 2015 at 10:00 am

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 19, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 30, 2014

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

*Curt N. Trisko, Esq.*

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(13-1846-FC04)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 01/03/15; 01/10/15; 01/17/15; 01/24/15; 01/31/15; 02/07/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 27, 2008

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $168,270.00

MORTGAGOR(S): Drew Peterson, a single person

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF FILING: Recorded on September 18, 2008 as Document Number 680114 in the Office of the County Recorder of Sherburne County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: None.

LEGAL DESCRIPTION OF PROPERTY:

Lot 7, Block 1, Woodland Meadows North, Sherburne County, Minnesota.

STREET ADDRESS OF PROPERTY: 13870 2ND AVE N, ZIMMERMAN, MN 55398-6027

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $166,201.43

TRANSACTION AGENT: None

NAME OF MORTGAGE ORIGINATOR (LENDER): Wells Fargo Bank, N.A.

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 95-466-0114

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): None

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 26, 2015 at 10:00 am

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 26, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 31, 2014

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

*Curt N. Trisko, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(14-2585-FC01)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 01/03/15; 01/10/15; 01/17/15; 01/24/15; 01/31/15; 02/07/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS

NOT AFFECTED BY

THIS ACTION

YOU ARE NOTIFIED THAT:

1. Default has occurred in the conditions of the Mortgage dated March 14, 2007, executed by Jan M. Olson, unmarried, as Mortgagor to First National Bank of Elk River, organized under the laws of the United States, as Mortgagee, and filed for record March 15, 2007, as Document Number 645444, in the office of the County Recorder, Sherburne County, Minnesota. The land described in the Mortgage is not registered land.

2. The Mortgage has been assigned as follows: Not applicable

3. The original principal amount secured by the Mortgage was: $174,200.00.

4. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

5. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

6. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $136,441.38

7. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows: Lot 7, Block 1, The Pines Town Office Park, Common Interest Community Number 44, Planned Community, Sherburne County, Minnesota, will be sold by the County Sheriff of Sherburne County, Minnesota, at public auction on February 26, 2015, at 10:00 a.m. at 13880 Business Center Drive, Elk River, MN 55330, to pay the debt then secured by said Mortgage and the taxes, if any actually paid by the Mortgagee, on the premises and the costs and disbursements allowed by law.

8. Minn. Stat. Sec. 580.025, subd. 2, does not apply to this matter, but the following is the applicable foreclosure data: said property has a physical street address of 11040 183rd Circle NW, Suite C, Elk River, MN 55330, and a property identification number of 75-709-0135. That the First National Bank of Elk River, which is the person holding the mortgage, is not a transaction agent as defined in M.S. Sec. 58.02, subd. 30. The name of the residential mortgage services and the lender or broker and the residential mortgage originator, as defined in Section 58.02 is the First National Bank of Elk River.

9. The time allowed by law for redemption by Mortgagor(s) or Mortgagor’s personal representatives or assigns is 6 months after the date of sale.

10. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Date: January 10, 2015

First National Bank of

Elk River

MORTGAGEE

Attorney(s) for Mortgagee or Assignee of Mortgage:

BARNA, GUZY & STEFFEN,

LTD.

Charles M. Seykora

400 Northtown Financial Plaza

200 Coon Rapids Blvd.

Coon Rapids, MN 55433

763-780-8500

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 01/10/15; 01/17/15; 01/24/15; 01/31/15; 02/07/15; 02/14/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: February 24, 2006

MORTGAGOR: Kristine R. Kane, a unmarried woman.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded March 7, 2006 Sherburne County Recorder, Document No. 614845.

ASSIGNMENTS OF MORTGAGE: Assigned to: U.S. Bank, National Association, as Successor Trustee to Bank of America, N.A., as Successor by Merger to LaSalle Bank, N.A. as Trustee for the MLMI Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FM1. Dated January 18, 2012 Recorded January 19, 2012, as Document No. 742857. And thereafter a Recorded Assignment to: Nationstar Mortgage LLC. Dated July 30, 2013 Recorded August 16, 2013, as Document No. 776635. And thereafter a Recorded Assignment to: U.S. Bank National Association as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FM1. Dated November 14, 2014 Recorded November 20, 2014, as Document No. 795979.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1001944-5000202571-7

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fremont Investment & Loan

RESIDENTIAL MORTGAGE SERVICER: Nationstar Mortgage LLC

MORTGAGED PROPERTY ADDRESS: 1050 Kilbirnie Road, Big Lake, MN 55309

TAX PARCEL I.D. #: 65.495.0315

LEGAL DESCRIPTION OF PROPERTY:

Lot 3, Block 3, the shores of Lake Mitchell Sixth Addition, Sherburne County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $161,600.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: 215,262.05

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 12, 2015 at 10:00 AM

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 14, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: January 6, 2015

U.S. Bank National

Association, as Trustee

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

21 - 14-004386 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 01/10/15; 01/17/15; 01/24/15; 01/31/15; 02/07/15; 02/14/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:

That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 12, 2008

MORTGAGOR: Lea A. Raduenz, a single person

MORTGAGEE: Bridgewater Bank, a Minnesota state banking corporation

DATE AND PLACE OF RECORDING: Recorded December 1, 2008, in the office of the Sherburne County Recorder, as Document No. 683728

MORTGAGED PROPERTY ADDRESS: 1837 8th Street Northwest, Elk River, MN 55330

TAX PARCEL I.D. NOS. 75-402-0201

LEGAL DESCRIPTION OF PROPERTY:

That part of Lot 20 of Auditor's Subdivision No. 3 in the Village of Elk River, described as follows: Beginning at a point on the North line of said Lot 20 which is 67.0 feet East of the Northwest corner thereof; thence East on the North line of said Lot 20 a distance of 80.0 feet; thence South at right angles to said North line a distance of 119.9, feet more or less, to a point on a line parallel to and 20 feet Northeasterly of the Northeasterly right-of-way line of U.S. Highway No. 10 as now laid out and traveled over and across said Lot 20; thence Northwesterly and parallel to said right-of-way line, and 20 feet Northeasterly therefrom a distance of 88.3 feet, more or less; thence North on a line perpendicular to the aforesaid North line of Lot 20 and parallel to the East line of the tract herein described a distance of 82.7 feet, more or less, to the point of beginning, according to the United States Government Survey thereof and situated in Sherburne County, Minnesota. And Auditor's Subdivision No. 3, that part of the East 33 feet of Lot 19 and the West 67 feet of Lot 20 lying North of Highway 10 right of way and lying South of 8th Street.

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $156,480.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $154,651.90

INTEREST RATE AND PER DIEM: Current interest rate is 5.00%, with a daily per diem of $20.35.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: February 23, 2015, at 10:00 am.

PLACE OF SALE: Sherburne County Government Center, 13880 Business Center Drive, Elk River, Minnesota 55330, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: August 23, 2015, at 11:59 p.m.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: January 5, 2015 MESSERLI & KRAMER P.A.

By: /s/ Michelle Jester

Michelle Jester (Lic. #247479)

1400 Fifth Street Towers

100 South Fifth Street

Minneapolis, MN 55402-1217

(612) 672-3600

Attorney in Fact for Bridgewater Bank

File No. 16615-214

IMPORTANT NOTICE

This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

(Published in the Sherburne County Citizen: 01/10/15; 01/17/15; 01/24/15; 01/31/15; 02/07/15; 02/14/15.)

MINNESOTA

SECRETARY OF STATE

CERTIFICATE OF

ASSUMED NAME

Minnesota Statutes Chapter 333

The filing of an assumed name does not provide a user with exclusive rights to that name. The filing is required for consumer protection in order to enable customers to be able to identify the true owner of a business.

ASSUMED NAME:

KK Studio and Design

PRINCIPAL PLACE OF BUSINESS:

31805 184th St Princeton, MN 55371 USA

NAMEHOLDER(S):

Katie Kalinowski

Address: 31805 184th St Princeton, MN 55371

By typing my name, I, the undersigned, certify that I am signing this document as the person whose signature is required, or as agent of the person(s) whose signature would be required who has authorized me to sign this document on his/her behalf, or in both capacities. I further certify that I have completed all required fields, and that the information in this document is true and correct and in compliance with the applicable chapter of Minnesota Statutes. I understand that by signing this document I am subject to the penalties of perjury as set forth in Section 609.48 as if I had signed this document under oath.

SIGNED BY: Cheyenne Moseley

MAILING ADDRESS: None Provided

EMAIL FOR OFFICIAL NOTICES:

onlinefilings@legalzoom.com

(Published in the Sherburne County Citizen: 01/24/15; 01/31/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: January 26, 2005

MORTGAGOR: James Bohnhoff and Christine L. Bohnhoff, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded March 15, 2005 Sherburne County Recorder, Document No. 580552.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, National Association successor by merger Chase Home Finance, LLC. Dated September 13, 2010 Recorded September 20, 2010, as Document No. 719330.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100200700000434234

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Paragon Home Lending, LLC

RESIDENTIAL MORTGAGE SERVICER: JPMorgan Chase Bank, National Association

MORTGAGED PROPERTY ADDRESS: 27145 Fremont Drive Northwest, Zimmerman, MN 55398

TAX PARCEL I.D. #: 30.004.4230 and 30.004.4200

LEGAL DESCRIPTION OF PROPERTY:

The South 775 feet of the North 1275 feet of that part of Government Lot 2, Section 4, Township 34, Range 26 lying East of State Highway No. 169 lying South of the following described line; Commencing at a point on the Easterly right-of-way line of service road distant 885 feet South as measured at right angles from the North line of said Government Lot 2, thence Southerly along the Easterly right-of-way line a distance of 31.27 feet, thence Easterly deflecting to the Left 91 degrees 50 minutes 30 seconds (from South to East) distance of 57.24 feet more or less to the shoreline of Lake Fremont and terminating, Sherburne County, Minnesota and Government Lot 2 East of Highway except the North 1200 feet except south 43 feet, section 4, Township 34, Range 26, Sherburne County, Minnesota

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $250,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $292,781.59

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 18, 2015 at 10:00 AM

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on September 18, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: January 9, 2015

JPMorgan Chase Bank,

National Association

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

30 - 14-007787 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 01/24/15; 01/31/15; 02/07/15; 02/14/15; 02/21/15; 02/28/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: May 21, 2007

MORTGAGOR: Ty Caswell and Jill Caswell, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded June 7, 2007 Sherburne County Recorder, Document No. 651881.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Bank Minnesota, N.A. FKA Norwest Bank Minnesota, N.A., solely as trustee for Bear Stearns Asset Backed Securities I Trust 2007-AC6 Asset Backed Certificates, Series 2007-AC6. Dated June 30, 2010 Recorded July 9, 2010, as Document No. 715526; as corrected by Corrective Assignment of Mortgage Dated November 8, 2012 Recorded December 6, 2012 as Document No. 762047.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100386100002840684

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Bear Stearns Residential Mortgage Corporation

RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc.

MORTGAGED PROPERTY ADDRESS: 10522 266th Avenue Northwest, Zimmerman, MN 55398

TAX PARCEL I.D. #: 30.535.0125

LEGAL DESCRIPTION OF PROPERTY:

Lot 5, Block 1, Belmont Grove, Sherburne County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $713,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $972,539.90

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 1, 2015 at 10:00 AM

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 1, 2015, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: January 20, 2015

Wells Fargo Bank, N.A., as

Trustee

Mortgagee/Assignee of

Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

38 - 15-001025 FC

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 01/24/15; 01/31/15; 02/07/15; 02/14/15; 02/21/15; 02/28/15.)

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO

VERIFICATION OF THE

DEBT AND IDENTITY OF

THE ORIGINAL CREDITOR

WITHIN THE TIME

PROVIDED BY LAW IS NOT

AFFECTED BY THIS

ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 20, 2011

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $404,145.00

MORTGAGOR(S): John Labatt and Tania Labatt, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Envoy Mortgage, Ltd., a Texas Corporation

DATE AND PLACE OF FILING: Recorded on October 28, 2011 as Document Number 738940 in the Office of the County Recorder of Sherburne County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on December 14, 2012 as Document Number 762518 in the Office of the County Recorder of Sherburne County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY:

Lot 1, Block 4, The Ridges of Rice Lake, Common Interest Community No. 21, Sherburne County, Minnesota

STREET ADDRESS OF PROPERTY: 22316 WATSON STREET NW, ELK RIVER, MN 55330

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $441,207.53

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR (LENDER): Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Envoy Mortgage, Ltd., a Texas Corporation

RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.

TAX PARCEL IDENTIFICATION NUMBER: 75.672.0405

TRANSACTION AGENT'S MORTGAGE ID NUMBER (MERS NUMBER): 100273840606011242

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 19, 2015 at 10:00 am

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 21, 2015.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: John Labatt and Tania Labatt

Dated: January 23, 2015

WELLS FARGO BANK,

N.A.

Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

Curt N. Trisko, Esq.

Samuel R. Coleman, Esq.

Attorneys for Mortgagee

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

(651) 209-9760

(13-2107-FC03)

THIS IS A

COMMUNICATION FROM

A DEBT COLLECTOR.

(Published in the Sherburne County Citizen: 01/31/15; 02/07/15; 02/14/15; 02/21/15; 02/28/15; 03/07/15.)

SUMMONS BY

PUBLICATION

STATE OF MINNESOTA

COUNTY OF SHERBURNE

DISTRICT COURT

TENTH JUDICIAL DISTRICT

CASE TYPE: OTHER

CIVIL/DECLARATORY

JUDGMENT

Case No.: 71-CV-15-100

WELLS FARGO BANK, N.A.,

Plaintiff,

vs.

THE UNKNOWN HEIRS OF MABEL F. BEACH, BETTY BEACH JENSEN, A/K/A SARAH ELIZABETH BEACH JENSEN, QUENTIN V. JENSEN, ALICE J. BREDECK, SECRETARY OF HOUSING AND URBAN DEVELOPMENT, JOHN DOE and MARY ROE,

Defendants.

THIS SUMMONS IS DIRECTED TO THE UNKNOWN HEIRS OF MABEL F. BEACH.

1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff's Complaint against you is on file in the office of the court administrator of the above-named court. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this summons.

2. YOU MUST REPLY WITHIN 20 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this summons a written response called an Answer within 20 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this summons located at: Schiller & Adam, P.A., The Academy Professional Building, 25 North Dale Street, St. Paul, MN 55102.

3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff's Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.

PLAINTIFF SPECIFICALLY ACKNOWLEDGES THAT THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT HAS A PERIOD OF SIXTY (60) DAYS TO ANSWER THE COMPLAINT.

4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 20 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.

5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.

6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.

7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Sherburne County, State of Minnesota, legally described as follows:

Lots Four (4), Five (5) and Six (6), Block Fourteen (14), Orono, according to the duly recorded plat thereof.

You are hereby notified that this action is brought for the purpose of obtaining a Court Order, pursuant to Minn. Stat. § 555.01 declaring:

1) The unknown heirs of Mabel F. Beach, Betty Beach Jensen, a/k/a Sarah Elizabeth Beach Jensen and Quentin V. Jensen hold no right, title, claim, estate or interest in the subject real property.

2) Alice J. Bredeck is the owner in fee simple of the subject real property.

3) Plaintiff’s and Defendant Secretary of Housing and Urban Development’s mortgage liens filed of record with the Sherburne County Recorder on December 29, 2006 as Document Nos. 639786 and 639787, respectively, are valid and enforceable mortgage liens on the subject real property.

SCHILLER & ADAM, P.A.

Dated: January 26, 2015 By: /s/ Rebecca F. Schiller

Rebecca F. Schiller (#231605)*

Curt N. Trisko (#392753)

Attorney for Plaintiff

The Academy Professional

Building

25 North Dale Street

St. Paul, MN 55102

Telephone: (651) 209-9769

rebecca@schillerandadam.com

curt@schillerandadam.com

(13-4916-LIT03)

(Published in the Sherburne County Citizen: 01/31/15; 02/07/15; 02/14/15.)

NOTICE OF ASSESSMENT

LIEN FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has been made in the terms and conditions of the Declaration of Frontier Trails Homeowners Association, Inc. (henceforth the “Declaration”) recorded in the office of the Recorder for Sherburne County, Minnesota on April 25, 2000, as Document No. 411788, which covers the following property:

Lot 2, Block 4, Frontier Trails Second Addition, CIC No. 14 Supplemental, Sherburne County, Minnesota

WHEREAS, pursuant to said Declaration, there is claimed to be due and owing as of January 26, 2015, from Kyle Schmidt, title holder, to Frontier Trails Homeowners Association, Inc., a Minnesota non-profit corporation, the principal amount of Two Thousand Four Hundred Fifty and 44/100 Dollars ($2,450.44) for assessments, late fees and related charges, plus assessments, collection costs, attorneys’ fees and other amounts will be incurred since said date, including costs of collection and foreclosure;

WHEREAS, no action is now pending at law or otherwise to recover said debt or any part thereof;

WHEREAS, the owner has not been released from the financial obligation to pay said amount;

WHEREAS, pursuant to the Declaration and Minn. Stat. §515B.3-116(h), said debt created a lien upon said premises in favor of Frontier Trails Homeowners Association, Inc. as evidenced by the lien statement recorded on December 15, 2014, in the office of the Sherburne County Recorder as Document No. 796994;

WHEREAS, pursuant to the power of sale granted by the owner(s) in taking title to the premises subject to said Declaration, said lien will be foreclosed by the sale of said property by the sheriff of said county at the Sherburne County Sheriff’s Department, Sherburne County Sheriff's Office, Sherburne County Government Center, 13880 Business Center Drive, Elk River, Minnesota, on March 26, 2015, at 10:00 o’clock a.m., at public auction to the highest bidder, for cash, to pay the amount then due for said assessments, together with the costs of foreclosure, including attorneys’ fees as allowed by law. The time allowed by law for redemption by the unit owners, their personal representatives or assigns is six (6) months from the date of said sale.

The following information is provided pursuant to Minnesota Statutes Sections 580.025 and 580.04:

(1) Street Address of Property: 31503 141st Street NW, Princeton, MN 55371

(2) Name of Transaction Agent, Residential Mortgage Servicer, Lender &/or Broker: N/A

(3) Tax Parcel Identification Number of the Property: 01-506-0410

(4) Transaction Agent’s Mortgage Identification Number, if known: N/A

(5) Name of Mortgage Originator, if stated on mortgage: N/A

(6) Date on which Occupant must vacate Property, if mortgage is not reinstated under Section 580.30 or property redeemed under 580.23: 11:59 p.m. on September 28, 2015. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.

REDEMPTION NOTICE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: January 26, 2015

Lienor: Frontier Trails

Homeowners Association,

Inc.

HELLMUTH & JOHNSON,

PLLC

By: /s/ Nancy T. Polomis

Nancy T. Polomis, I.D. #227584

Attorneys for Lienor

8050 West 78th Street

Edina, MN 55439

(952) 941-4005