NOTICE OF MORTGAGE      FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 03/06/2019

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50.000.00

MORTGAGOR(S): Pamela Carter and Robert Carter, wife and husband

MORTGAGEE:  Navy Federal Credit Union

DATE AND PLACE OF FILING:  04/09/2019 as Doc. No. 870313 in the Office of the County Recorder in Sherburne County, Minnesota. 

TAX PARCEL I.D. NO.: 75-848-0502

LEGAL DESCRIPTION OF PROPERTY: LOT 1, BLOCK 5, MISKE MEADOWS SECOND ADDITION, SHERBURNE COUNTY, MINNESOTA

Abstract Property 

STREET ADDRESS OF PROPERTY: 19064 Ivanhoe St NW, Elk River, MN 55330-8615

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

LENDER OR BROKER AND MORTGAGE ORIGINATOR: Navy Federal Credit Union

RESIDENTIAL MORTGAGE SERVICER: Navy Federal Credit Union

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $66,631.40 AS OF 6/1/2023.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne County, Minnesota at public auction as follows:

DATE AND TIME OF SALE: 07/19/2023 at 10:00 AM

PLACE OF SALE: Sherburne County Sheriff’s Office, 13880 Business Center Dr., Elk River, MN 55330 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months.

TIME AND DATE TO VACATE PROPERTY: If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 p.m. on 1/19/2024, or the next business day if 1/19/2024 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Publication to begin the week of: 5/27/2023

Navy Federal Credit Union, Mortgagee/Mortgagee Assignee

The Sayer Law Group, P.C., By Brian G. Sayer, Attorney for Mortgagee/Mortgagee Assignee

925 E 4th St., Waterloo, IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 

(Published in the Patriot: 5/27/23, 6/3/23, 6/10/23, 6/17/23, 6/24/23, 7/1/23.)

___________________________