Friday, January 10th, 2025 Church Directory

Public Notice

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 

November 18, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $69,769.00

MORTGAGOR(S): Joan M. Jaye and Jeffery S. Jaye, wife and husband

MORTGAGEE: USAA Federal Savings Bank

DATE AND PLACE OF FILING: December 8, 2003 as Doc. No. 534833 in the Office of the County Recorder in Sherburne County, Minnesota.

TAX PARCEL I.D. NO.: 

85-00401-4605

LEGAL DESCRIPTION OF PROPERTY: Lot One (1) in Block Forty-six (46) of East St. Cloud, according to the plat and survey thereof on file and of record in the Office of the County Recorder, in and for Sherburne County, Minnesota.

Abstract Property

STREET ADDRESS OF PROPERTY: 1601 8th Ave SE, Saint Cloud, MN 56304

COUNTY IN WHICH PROPERTY IS LOCATED: Sherburne

LENDER OR BROKER AND MORTGAGE ORIGINATOR: USAA Federal Savings Bank

RESIDENTIAL MORTGAGE SERVICER: USAA Federal Savings Loan

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $60,771.17 AS OF 08/10/2024.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Sherburne County, Minnesota at public auction as follows:

DATE AND TIME OF SALE: September 24, 2024 at 10 AM

PLACE OF SALE: Sherburne County Sheriff’s Office, 13880 Business Center Dr., Elk River, MN 55330 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said Mortgagor(s) or Mortgagor’s personal representatives or assigns is six (6) months.

TIME AND DATE TO VACATE PROPERTY: If the mortgage is not reinstated under Minn. Stat. §580.30 or redeemed under Minn. Stat. §580.23, the mortgagor must vacate the mortgaged property by 11:59 P.M. on 03/24/2025, or the next business day if 03/24/2025 falls on a Saturday, Sunday or legal holiday.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: [NONE]

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Publication to begin the week of: 08/10/2024

USAA Federal Savings Bank, Mortgagee/Mortgagee Assignee

The Sayer Law Group, P.C., Brian G. Sayer, Attorney for Mortgagee/Mortgagee Assignee

925 E. 4th St., Waterloo, IA 50703

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(Published in the Patriot 08/10/24, 08/17/24, 08/24/24, 08/31/24, 09/07/24, 09/14/24.)